People need to be aware that the insurance industry was burned so badly in recent years because of rapidly deteriorating asphalt shingles that most have set their own standards. Asphalt shingles used to have an asbestos base and a 25 year shingle would last 25 years. Today’s asphalt shingles have a fiberglass base and do not stand up to the rigors of Canadian or northern weather. Even 50 year asphalt shingles, which cost a small fortune, on a lower pitched roof 6/12 and under will deteriorate in 8 to 10 years. Unaware of the changes in quality the insurance industry was left holding the bag when water started getting through ruining under laying wood and often home interiors. When they woke up to the fact they introduced requirements for vapor barriers to cover the whole roof prior to installation rather than the three feet of ice and water barrier required by code. Only reputable roofer’s adhere to this while the shoddy underbelly continues to do unacceptable and inferior work. Occasionally a person will see a roofing company akron covering the whole roof with vapor barrier which begs the question why? Why would they go to all of the added expense for no reason?
When looking at the financial choice between asphalt and metal if the comparison is done between a properly done asphalt roof and a high quality metal roof the difference will be about double or a bit more. When doing the math and understanding there is not an asphalt roof that will realistically not last more than 10 years. Some people think they get more life out of their roofs but in reality a 10 year old asphalt roof not only looks terrible but on the south side where the sun bakes it will have deteriorated to the point of compromise. They were sold a 25 or 35 year shingle and didn’t read the small print in the warranty which pro-rated it to the point where after 8 years the warranty was virtually worthless.
Most high quality metal roofs come with a 50 year non pro-rated transferable warranty. During the time of the warranty 5 to 6 asphalt roofs would be required. If a metal roof is double the cost then the math would be for example $10,000.00 [asphalt], and $20,000 [metal]. Within 10 years a new asphalt roof will be required. $10,000.00 with 3% inflation becomes $13,000.00. Asphalt has now cost $23,000.00 while metal has remained at $20,000.00, except it hasn’t. All high quality metal roofs have heat and u.v. reflective coatings meaning they reduce the energy costs because the air conditioner doesn’t have to work as hard.